You have to take out at least one of our policies for yourself, either our legal or funeral cover. This is the main qualification / requirement.

We provide you with a Business Kit which costs R500.00 and includes everything you need to do the business and earn a minimum income of R2000. Included are application forms, brochures, our Fast Start to Success training manual and a company folder. You’ll feel confident knowing you have all the tools to do our business successfully plus the back-up and support from our team.

For more serious, business-minded individuals we offer a newly introduced and higher entry level which requires a slightly higher investment but comes with a lot more benefits. This is the Super Independent Consultant (IC) entry level and requires and investment of R8900 up front in exchange for the following benefits:

1. 10 Business Kits which you can sell to others in your team or to anyone in your area.
2. Receive all “orphan” business leads from your area.
3. One personalised advert for you to use in your advertising.
4. Attendance at one company event including two nights’ accommodation.
5. Special VIP branded pen and pencil set.
6. Special Super IC golf shirt.
7. Six earning levels right from the start instead of four.
8. One hour personal business consultation with our CEO.

Additional courier charges will apply if not collected at one of our offices.

No, you only need to supplement those items you require. A price list is available in our Member Area which you will have access to once you join and we receive your first premium and once-off admin fee.

There is no admin fee payable when you take out a policy with us.

No, you do not need to subscribe to both policies. The requirement is that you subscribe to at least one of our policies. There is however nothing preventing you of course from subscribing to both policies.

No, there are three options to do our business: (1) using the internet /e-mail (2) in person using the Business kit (3) both methods (which we recommend).

In today's world the ease of doing business does not require us to have offices all over South Africa. Most companies do not have offices in each and every city / town as it only increases the costs of running the business. Technology like the internet, phones, fax machines and sms services make our business very simple and easy to do. Levels of communication by us is of a very high standard and usually within 12 hours if by email.

We pay the commission due to you on the 15th of every month, after the first premiums have been received and into your bank account.

This we show you in our Member Area to which only members have access.

You can leave your income / business to anyone you choose and that person can simply take over your business.