WHAT IS LEGAL ASSIST?

By subscribing to our Legal Assist product we will provide you with legal advice and assistance when you need it most.

WHY LEGAL ASSIST?

Most South Africans have all sorts of insurance – life cover, household and car insurance, medical aid, etc – all of which are very expensive and cost hundreds of rands per month.

But what do you do when you have a problem / dispute with one of your insurance companies? You get legal advice right? Well, will you be able to afford R1000 per hour attorneys? If so, do you know which attorney to go to? Who is the best attorney to deal with your particular matter?

Did you ever have a dispute with someone at home or at work and wished you could get a lawyer to inform you what your rights are? Now you have the opportunity to let us provide you with a lawyer 24 hours per day 7 days per week who can provide you with the legal advice you need.

The Legal Assist service is provided in most of South Africa's official languages and standard documentation can be provided to the member at no cost, eg. a Small Claims Court kit, Domestic Workers agreement, standard Will, Maintenance kit, standard Sale agreement, etc.

BENEFITS

• Telephonic advice and consultations
• Face-to-face consultations
• Review of legal documents
• Letters and phone calls on your behalf
• Small Claims Court assistance
• Maintenance matters assistance
• Templates of legal documents

WHO CAN SUBSCRIBE?

Any South African citizen over the age of 18 years or foreigner who has legal standing in South Africa. The service is only provided in South Africa and only regarding matters which occur in South Africa. The membership covers the main member, spouse / partner and all children under the age of 21.

WHAT ARE THE COSTS?

The Legal Assist membership fees are R68 per month and there is a once-off administration fee of R130 which must be paid with the first premium. (There is a 10% annual increase in membership fees.)

WHEN DOES THE BENEFITS START?

The benefits start after one month of being a paid-up member and applies to incidents which happen after the one month waiting period. At our discretion we may provide you with advice in respect of matters which arose prior to the waiting period expiring.

HOW DO I MAKE USE OF THE SERVICE?

A 24-hour number is provided in order to speak to an attorney within minutes and get the advice you require.

WHAT OTHER BENEFITS DO WE PROVIDE?

Legal insurance companies usually provide cover for incidents which their policy holders almost never make use of and therefore those policy holders cancel shortly after taking out the policies. We ensure that you have a lawyer to assist you with basic legal advice and assistance and in addition to that we also provide you with these benefits:

• Home Assist
  A 24-hour helpline providing assistance for emergency household repairs which need to be carried out within 2 hours of the member calling and that could result in damage if not fixed. Service providers are dispatched in the event of electrical and plumbing problems, locksmiths, glaziers or if an essential appliance needs to be repaired.
• Personal Health Advisor
  
  A professional health assistance service that provides advice on health related matters 24 hours per day by trained nurses and doctors. This service will be especially useful in the case of a medical emergency.
• Take Me Home
  A designated service that will ensure that you always arrive home safely and do not end up on the wrong side of the law after a few drinks and needing to go home. Our drivers will collect you at your point of departure and drive you home in your car at a time convenient to you.
• Dial-a-discount
  More than 300 leading brands and retailers across South Africa will provide you with discounted deals on products and services. Call us if you would like to purchase virtually any product from household appliances, motor spares and equipment to bricks, pool and garden services, etc. We will assist you with the best deal possible and sms a discount voucher to you.
• Discounted Travel
  We will help you find the best possible travel deal within your budget and assist you with making the booking and other travel arrangements. We will advise on the best option available to you for accommodation at hotels, guesthouses, self-catering resorts, car hire, etc and even international travel packages.
  (*Exact details of the above benefits are provided in our membership document which will be sent to the member within 6 weeks of joining or is available on our website.)

WITH US YOU CAN ALSO EARN MORE

We provide an optional opportunity for our members who become part of our distribution network throughout South Africa. These individuals are known as Independent Consultants and more information on how to earn an unlimited income with us is available in our Income Opportunity brochure or on our website.

What is Funeral Cover?

Funeral Cover provides you and your family with protection against high funeral expenses in the case of your own death or that of a family member.

Why Funeral Cover?

Nothing comes more unexpected and causes greater heartache and pain in our lives than the sudden loss of a loved one. It is therefore not surprising that “death” is such an unpleasant subject which we tend to avoid rather than plan for.

However, we all have to deal with it at some time or another and the trauma when trying to come to terms with the facts of life will be drastically increased if there are insufficient funds available to you or your dependants to cover burial costs and other related expenses.

What are the Costs?

A once-off administration fee of R130 is payable and a monthly premium as indicated below:

Benefits

• Low premiums
• Minimum administration
• No medical examinations
• Claims attended to within 24 hours
• Complete peace of mind to members

Is the Policy underwritten?

Yes, by KGA Life.

Who can Subscribe?

Any South African citizen over the age of 18 can become a policy holder.

Who is Covered?

The Funeral Cover policy covers you, your spouse/partner and all children (biological and legally adopted) under the age of 21. Children will be covered up to the age of 26 provided that they are still students and dependent on the main member. Any other family members of the main member can be covered at a low nadditional monthly fee per individual.

When does the Cover Start?

There is a one month waiting period in case of accidental death and 6 months in the case of natural death.

How do I lodge a Claim in case of Death?

You simply call our office and our staff will assist you with processing your claim.

Processing Time for your Claim?

After receipt of all the necessary documentation we will settle the claim within 24 hours.

What other Benefits are there for me?

If you refer people to us and they also become Funeral Cover subscribers or subscribe to any of MULTISURE CORPORATION (PTY) LTD’s other products, you will earn a R50 bonus if they join plus monthly referral fees for as long as they remain members and pay their membership fees.

What’s more, if they also refer members to us then you earn referral fees from those members as well, 4 levels down. In no time you could therefore earn referral fees equal to or more than your monthly premium meaning you effectively get your funeral cover for FREE and could earn up to thousands of rands in referral fees.

If you would like to subscribe to our funeral cover product then please click HERE.

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